Cyber Insurance Just Became Non-Negotiable for Dental Practices

Cyber Insurance Just Became Non-Negotiable for Dental Practices

Ransomware attacks on dental practices jumped 340% in 2025. Your patient records are worth more on the dark web than your crown revenue. Most practices still don't have cyber liability coverage.

Here's the math: a single breach costs $250K in forensics, notification, and legal. Most dental policies have zero cyber coverage. Standalone cyber insurance runs $1.2K-3K/year depending on your setup.

The real problem? Your DSO or group plan probably has a $50K aggregate limit. That covers one patient's records, not your whole database.

Action: Get a dedicated cyber liability quote this month. Ask for breach response coverage, notification costs, and business interruption. Don't assume your E&O carrier has your back.

Sources: American Dental Association 2025 Risk Report, FBI Cybersecurity Division breach data